Wave Wave Wave

How can we help ?

ORAC for
SME's & Corporate

ORAC provides an independent & transparent credit risk rating, reporting analytics & predictive insights that enables credit risk professionals to understand the financial viability of their customers, suppliers , vendors , trading partners or competitors in order to facilitate commercial activity while managing risk and avoiding losses. Leading SME & Corporates rely on our Speed-grading Reports. ORAC analytics tools also make it easy for SME-Corporates to understand & improve their ability to secure affordable debt.

ORAC for
Bank & SMFC

ORAC credit risk analytics tools for lenders are tailored for SME lenders to help improve speed, reliability and quality in lending process. ORAC platform automates large part of credit risk assessment process to allow more focused & effective resource deployment within an institutions & faster improved decision making. ORAC platform provide origination & credit analytics solutions that help SME lenders to grow intelligently & efficiently.

ORAC for

ORAC Platform analytics in cloud financial modelling help startup venture to get rid of any professional advisor /CA for monitoring venture financial & investment risk. ORAC help startup venture to raise venture capital funds or secure bank debt efficiently & affordably. ORAC platform tools help startups to spend more time on product development and business execution than spending time of managing financial risk.

Analyst services

Automate business monitoring, create integrated budget & planning, make fully analyzed detailed & risk mitigated business plan for banks, investors or shareholders. ORAC offers a comprehensive feature for collecting, spreading, and analyzing financial statement data, which includes balance sheets, profit, and loss statements and cash flow statements.

Advisory Service

Quantify the financial aspect of your business, build a compelling and useful financial model. Raise your funds by spending less time on finance and more time on their products. Evaluate Business Pre-money Valuation, revenue, cost, product types, administrative, salary & fixed asset, cash flow assumptions which will pitch & negotiate confidently with investors.

Know more about
ORAC Platform Features

Incubated, Funded,
Acknowledged & Supported


CapAnalec is a Financial Technology Company promoted by ex-bankers and IT Consultants with the pedigree of IIM/BITS/NIT & over 20 years’ experience at senior level. We provide robust risk analytics, evaluation methodologies and algorithm which has been vigorously tested, validated over 31,000 + companies across 124 sub-industry for the last 5 years with unmatched accuracy for the requisite scope. Integrating with latest Artificial Intelligence (AI) based on ML and NLP algorithms, Blockchain tech on unstructured data points.


CA's/Finance Professional


SME Business


Corporate Enterprise


NBFC/Cooperative Banks

ORAC’s  Automated risk analytics process  made our life much easier for borrowing  from any Bank/NBFC. Instead of running after CA/Advisor,  ORAC is doing their work  digitally , professionally  & transparently without any  commission on transaction. We could apply any bank NBFC  for loan in a single day  over ORAC.

“Its been wonderful experience of using ORAC technology tools for instant Credit Risk Intelligence Report of our supplier and customers efficiently and affordably before engaging them us.Saved huge man-hour & related cost ,future defaults“

Top Clients